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Add Your Property First
This assessment uses your saved property information. Add your property before starting.
Let's see if a loan modification is worth exploring
This is an educational review — not an approval, denial, or eligibility decision. It helps you understand whether pursuing a modification appears reasonable for your situation.
You previously completed this assessment. You can review or update your answers.
What is the primary reason you are having difficulty making your mortgage payments?
Your best answer is fine — this stays private to your account.
Has your household income changed?
If your mortgage payment were reduced, do you believe you could continue making payments?
Modifications work best when a lower payment is sustainable long-term.
Do any of these apply to you right now?
Select all that apply. Leave blank if none apply.
How many mortgage payments have been missed?
Have you already contacted your mortgage servicer?
Which financial documents do you already have available?
Select all that apply.
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Why this may be worth exploring
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This assessment is for educational purposes only and does not determine approval or eligibility for any mortgage assistance program. Loan terms, program availability, and eligibility are decided solely by your mortgage servicer or lender and should be independently verified.